Apohara CONSILIUM — Agent Governance OS

THE PROBLEM. Italian banks face dual regulatory urgency: DORA (mandatory since Jan 17 2025 for 22,000+ EU financial entities — UniCredit, Intesa Sanpaolo as G-SIBs) + EU AI Act Article 14 (enforceable Aug 2 2026, fines up to €35M or 7% of global revenue). When Banca d'Italia asks "why did your AI decide X?", the bank needs tamper-evident, third-party-signed audit evidence. Existing tools (Galileo $73M, Lakera $30M, Patronus $20M, Credo AI) don't generate court-grade compliance evidence from production runtime. THE SOLUTION. CONSILIUM is a 3-tier open-source platform: (A) OSS Apache-2.0 entry — 9-vendor adversarial LLM ensemble + 78-rule deterministic judge layer + INV-15 Z3 SMT formal proof (UNSAT in 10.08ms). (B) Governance OS core — 4-stage SOAR pipeline + 6 compliance framework dashboards (EU AI Act, NIST AI RMF, ISO 42001, SOC 2, GDPR, NIST 800-53) + HMAC-SHA256 verdict chain + STIX 2.1 export. (D) CAICEP module — RFC 3161 TSA-timestamped verdict chain via freetsa.org (live evidence today) + roadmap to court-admissible attestation Q3 2026 via eIDAS QTSP partnership (Actalis Italia). LIVE EVIDENCE. apohara.dev/consilium/verify — interactive demo: paste any prompt → 9-vendor decision. Click any of 3 demo verdicts → verify RFC 3161 timestamp against freetsa.org independently. api.apohara.dev shows 10+ SOAR endpoints live, /v1/verdicts/{hash}/verify-timestamp returns valid:true with real Freetsa.org-signed token (1312 bytes, signed 2026-05-19T12:21:50Z). BUSINESS VALUE. TAM AI governance $3.59B by 2033 (36% CAGR). SAM EU regulated industries $400-800M by 2027. Initial wedge: Italian G-SIBs + Milan Fintech District (200+ companies) = $15-30M ACV in 12 months. Revenue: OSS free + Cloud Pro $299-999/mo + Business $2-5K/mo + Enterprise+CAICEP $25-200K/year. Exit reference: Cisco acquired Robust Intelligence Aug 2024 (~$350M, 451 Research). Built solo by Pablo M. Suarez (UNT, Argentina) in 8 days for Milan AI Week 2026.