Agentic Commerce on Arc
Build agentic payment experiences with USDC
In this hybrid hackathon powered by Arc and Circle, developers will build the next generation of agentic commerce systems on Arc with USDC. Explore a world where AI agents and web services can pay for APIs, data, compute, and content in dynamic, usage-based ways, while Arc provides stablecoin-native settlement with predictable USDC fees and deterministic, sub-second finality.
This hackathon is supported by Google & Google DeepMind, with a dedicated challenge and $40,000 in Google Cloud Platform (GCP) credits awarded for the best use of Gemini models and Google AI Studio.
📅 January 9 – 24, 2026
• Jan 9 – 23 (Online Phase) – Collaborate and build online with developers and AI innovators from around the world. All projects must be submitted by the end of the online phase on January 23rd.
• Jan 23 (On‑site Build Day – San Francisco, CA) – Selected participants will be invited to an exclusive in‑person session to refine their projects and connect directly with mentors.
• Jan 24 (On‑site Demos & Awards – San Francisco, CA) – Live pitching sessions to a panel of judges and ecosystem partners, followed by the official winner announcement.
Get guidance from Arc and Circle experts through on-site support.
📍 On-site Venue (Jan 23–24):
MindsDB SF AI Collective
3154 17th St, San Francisco, California, USA
🤝 Go solo or team up, it's your flow.
🏆Compete for $50,000 in USDC & GCP Credits.
📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered.
🧑🏻💻 Secure your spot now - sign up before the Kick-Off Stream!
Hackathon Overview
Our AI hackathon brought together a diverse group of participants, who collaborated to develop a variety of impressive projects based on:
1201
Participants
221
Teams
104
AI Applications
Winners and Finalists
NewsFacts
Paid eyewitness facts on Arc USDC power AI-written personalized news via MCP.
NewsFacts
RSoft Agentic Bank
RSoft Agentic Bank is the first trustless financial infrastructure for AI Agents. We enable autonomous lending using KYA (Know Your Agent), the AP2 Protocol for authorized spending, and a LangGraph multi-agent system for real-time risk scoring on Arc L1.
RSoft Latam
OmniAgentPay Payment Infrastructure for AI Agent
OmniAgentPay is a Python SDK that gives AI agents the ability to autonomously spend money safely, instantly, and across any blockchain. One pay() call handles USDC transfers, x402 API payments, and cross-chain CCTP transfers with built-in safety guards.
OmniArc
AI merchant studio and storefront
This is a merchant studio that turns product reference imgs into AI-generated visuals and a loop video, gated by a USDC payment on Arc. Each job requires an Arc tx hash (via Circle wallet), which the backend verifies via Arc RPC before generating product.
Commerce Studio
AIsaEscrow
AIsaEscrow is a payment solution for pay-per-usage SaaS platforms, allowing users to fund accounts in stablecoins while enabling automatic, scheduled disbursement and settlement of escrow balances.
AIsaPay
Arc Merchant - Autonomous x402 Micropayments
Autonomous AI payments via x402 protocol and Circle Wallets on Arc. Agents pay for paywalled content with USDC - no wallet popups, no human approval.
Status 402
Arcana
Arcana is an AI marketplace for real-time crypto intelligence. It acts as a personal assistant, coordinating specialized sub-agents like Price Oracles, News Scouts, and On-Chain Analysts etc to answer complex questions with precision.
Arcana
VibeCard - Viral Rewards Network
VibeCard is a viral rewards network for vibe-coded apps. Platforms fund USDC reward pools; creators integrate our snippet; sharers earn instant micropayments. We're the distribution layer for the 100,000+ apps built daily on Replit, Lovable, and beyond.
Vibecard
Joykeep
JoyKeep is a USDC-native settlement protocol (Circle wallets + x402-style probes) that turns long-term subscriptions (30‑day multiples + common terms) into verifiable settlement slices.
joykeep
Agent Router
AI gateway that routes requests to the best API, pays providers with our credits, and charges users per-use in USDC with transparent pricing.
Agent Router
InsuranceAI -Instant Autonomous Insurance Settle
InsuranceAI replaces slow insurance with autonomous AI agents and on-chain settlement. Gemini-powered claims, instant parametric payouts, privacy-preserving USDC transfers, and a community reinsurance pool make insurance real-time and trustless.
1X1 Labs
Arcent
AI agents that pay for APIs autonomously using x402 + Circle Wallets on Arc. Pay-on-Success: agents only pay when services work.
Protocol 402
Universal Stablecoin Payment SDK for Arc Network
ArcPay is a TypeScript SDK for gasless USDC payments on Arc Network. 150+ APIs for streaming, escrow, privacy, AI agents, and voice commands - powered by Circle Wallets & Gas Station.
ArcPay SDK
FEIN- Financial Entity Intelligence Network
An autonomous, policy-driven AI agent that bridges Google Gemini 2.5 with Circle Programmable Wallets to enable secure, trust-minimized onchain commerce with built-in financial guardrails.
FEIN of the Gemini
This event has now ended, but you can still register for upcoming events on lablab.ai. We look forward to seeing you at the next one!
Check out Upcoming Events →Arc is the purpose-built L1 blockchain from Circle and serves as the Economic OS for the internet — powering the programmable trust layer and transaction engine where capital, humans, and machines coordinate to drive real economic growth. Arc enables builders and issuers worldwide to power the next era of onchain lending, capital markets, FX, and payments - igniting liquidity across currencies and asset classes.
Media & Community partners
Build the next generation of agentic commerce on Arc using USDC, Gateway, and Circle infrastructure.
Your mission is to design and ship an application, agent, or developer tool that showcases how autonomous systems can coordinate, pay, and transact onchain using Arc and Circle products. You’ll choose one of the tracks below (or naturally align to one) and submit a working demo plus a clear explanation of your use case.
🪙 Best Gateway-Based Micropayments Integration
Create an application that uses Gateway-based micropayments (x402 or otherwise) to enable usage-based payment flows.
🤖 Best Trustless AI AgentBuild a trust-minimized autonomous agent that incorporates identity, policies, guardrails, and onchain treasury logic.
🛒 Best Autonomous Commerce ApplicationDevelop a compelling buyer or seller application demonstrating autonomous commerce powered by onchain payments.
🧰 Best Dev ToolsCreate SDKs, libraries, or infrastructure that accelerate building autonomous commerce experiences with Gateway and Arc.
🧱 Best Vibecoded ApplicationBuild with beta access to Circle's AI App Builder
Note: Access to Circle’s AI App Builder (beta) and products under NDA is limited to participants who request access during registration and complete registration by Friday, 9th of January, 12:00 PM PST (San Francisco) / 9:00 PM CET. Eligible participants will receive onboarding instructions directly. After this deadline, the option to request access will be closed, while registration and submissions for all other tracks will remain open.
🎨 Best Product DesignBest UI/UX integration for onchain agentic payments, showcasing seamless transactions and intuitive user flows.
Technology & Access
To build your project, you will use Arc (settlement layer), USDC (value), and Circle developer infrastructure such as Gateway, App Builder, and x402 (web-native payment standard) where available.
Some capabilities will be offered to hackathon participants through an early access program.
🔒 Required Technologies:
• Arc - All transactions settle on Arc, an EVM-compatible Layer-1.
• USDC - USDC is the native gas token and stablecoin on Arc and is used for gas fees, transfers, and smart contract interactions.
🔒 Additional Recommended Technologies:
• Circle Wallets - Recommended core wallet solution for this hackathon.
Use Circle Wallets as the primary wallet infrastructure in your submission to create secure, programmable wallets for users and agents.
• Circle Gateway for a unified USDC balance instantly accessible crosschain
• Circle Bridge Kit for moving USDC across chains
• x402 facilitator
for verifying and submitting x402 payments
(Use the tools that best fit your track and product. Some capabilities, including Arc App Builder and Circle Gateway, will be provided via early access.)
🧪 Early access to new Circle tooling:
As part of this hackathon, participants will have the unique opportunity to gain early access to new Circle tooling designed to enable and accelerate AI-powered development. These capabilities are being made available to hackathon participants ahead of broader release.
More details will be provided in the registration form when you complete your signup. We’re excited to see how you leverage these emerging tools as you innovate on top of Circle’s platform.
🧰 Developer Resources:
• Arc Documentation
• Circle Documentation
• Circle Github
• Circle Developer Account
• Youtube
• Testnet faucet
• Circle Developer Blog
To get started, we highly encourage all participants to create a Circle Developer Account and use the same email they provide during hackathon registration.
Technology partners
Gemini is Google’s family of next-generation multimodal AI modelsdesigned for agent-driven commerce, capable of reasoning across text, images, code, video, and audio. Gemini also supports Function Calling, allowing agents to securely interact with Circle APIs and smart contracts as part of real-world payment and settlement workflows.
Google AI Studio is a browser-based environment where developers and creators can easily explore and prototype with Gemini models - test prompts, refine outputs, and experiment with different modalities before integrating them into real-world applications through the Gemini API.
Challenge:
Build with Gemini models and Google AI Studio to power the intelligence and interface of your agents, then run them on Arc with USDC for agent-driven commerce.
Your project should:
-
• Use Gemini (via Google AI Studio or Gemini API) for reasoning, chat, or multimodal understanding, and Function Calling, enabling agents to interact directly with Circle APIs and smart contracts.
-
• Run agent-driven or automated workflows that make decisions based on user input, data, or context.
-
• Coordinate and settle value on Arc with USDC using Circle infrastructure (e.g. Circle Wallets, Circle CCTP/Bridge Kit, Circle Gateway) as part of your commerce flow (subscriptions, usage-based APIs, tipping, marketplace payments, etc.).
Recommended Gemini Models:
Participants are encouraged to select the Gemini model that best fits their agent use case:
-
Gemini 3 Flash
Recommended for transactional and payment agents. Optimized for speed and low latency, making it ideal for real-time commerce flows such as checkout, payment execution, balance checks, and on-chain confirmations.
Gemini 3 Pro
Designed for advanced reasoning and “Deep Think” capabilities. Ideal for agents that need to negotiate prices, analyze complex transaction histories, manage treasuries, or coordinate multi-step financial workflows.
Gemini 3 Flash
Recommended for transactional and payment agents. Optimized for speed and low latency, making it ideal for real-time commerce flows such as checkout, payment execution, balance checks, and on-chain confirmations.
Gemini 3 Pro
Designed for advanced reasoning and “Deep Think” capabilities. Ideal for agents that need to negotiate prices, analyze complex transaction histories, manage treasuries, or coordinate multi-step financial workflows.
Multimodal Commerce Examples:
Gemini’s multimodal capabilities enable new forms of agent-driven commerce, such as:
-
• Using vision models to verify physical goods or delivery proof before releasing a USDC payment
-
• Analyzing invoice or receipt images to automate settlement, reconciliation, or refunds on Arc
Access to Technology:
Participants can explore Gemini through two main options - both include free access:
-
🌐 Google AI Studio: A free, browser-based IDE for experimenting with Gemini. You can write prompts, test outputs, tweak parameters, and prototype without needing to set up billing or any API keys. Perfect for prototyping and rapid iteration during the hackathon.
-
💻 Gemini API: For developers ready to integrate Gemini directly into their apps. The free tier includes a monthly allowance of tokens for text and multimodal inputs/outputs, letting you test and build with Gemini’s core models at no cost. Paid usage only applies for higher-volume or production-level apps.
🔓 Google Cloud Credits:
New Google Cloud accounts receive $300 in free Google Cloud credits, valid for 90 days.
These credits can be used across eligible Google Cloud services, including Gemini API usage, subject to Google Cloud’s standard terms and regional availability.
👉 Learn more about Google Cloud’s free tier
-
Note: After the free credits are used or expire, continued usage of billable services requires enabling billing on your Google Cloud account. Charges only apply if you choose to continue using paid services.
Note: After the free credits are used or expire, continued usage of billable services requires enabling billing on your Google Cloud account. Charges only apply if you choose to continue using paid services.
🚀 How to Get Started
1. Visit the Gemini docs
2. Follow the Quickstart Guide to explore Gemini in AI Studio
4. Build and test your multimodal agents or workflows
📘 Resources:
Technologies & Workshops
Arc is an EVM-compatible Layer-1 blockchain using USDC as native gas, built for stablecoin finance, tokenization, and global payments across scalable & transparent networks.
Circle is a global fintech company behind USDC, providing regulated, transparent, and programmable digital money infrastructure for businesses and developers.
Gemini AI by Google DeepMind is a powerful multimodal model built for intelligent, seamless performance across diverse platforms and devices.
🎓 Workshops
Get inspired and boost your skills with exclusive sessions from our partners and experts. Watch them anytime!
Speaker: Pawel Czech - CEO of NativelyAI & Founder of lablab.ai
Topic: Welcome to LabLab - #1 Ecosystem for AI Builders!
🥈2nd place - 💰 $1,500 in USDC
🥉3rd place - 💰 $1,000 in USDC
🥈2nd place - 💰 $1,500 in USDC
🥈2nd place - ☁️ $10,000 in GCP credits
🥉3rd place - ☁️ $5,000 in GCP credits
🏅 Honorable Mentions (5 teams) – ☁️ $1,000 in GCP credits each
Community & Social Channels
Stay connected with the teams behind the hackathon and follow along for updates, highlights, and future opportunities.
X - Community Hub - Discord
⭐On-site prizes
🥇 1st place - 💰$3,000 in USDC
🥈2nd place - 💰 $1,500 in USDC
🥉3rd place - 💰 $1,000 in USDC
⭐Online prizes
🥇 1st place - 💰 $2,500 in USDC
🥈2nd place - 💰 $1,500 in USDC
🥇 1st place - 💰 $500 in USDC
⭐Best use of Gemini
🥈2nd place - ☁️ $10,000 in GCP credits
🥉3rd place - ☁️ $5,000 in GCP credits
🏅 Honorable Mentions (5 teams) – ☁️ $1,000 in GCP credits each
What to submit?
📋 Basic Information
• Project Title
• Short Description
• Long Description
• Technology & Category Tags
📸 Cover Image and Presentation
• Cover Image
• Video Presentation
• Slide Presentation
💻 App Hosting & Code Repository
• Public GitHub Repository
• Demo Application Platform
• Application URL
📝 Circle Product Feedback (Required – included in Long Description)
In your Long Description, include a clearly labeled section titled “Circle Product Feedback” covering:
• Which Circle products you used (e.g. Arc, USDC, Circle Wallets, Circle Gateway, Circle CCTP/Bridge Kit, App Builder)
• Why you chose these products for your use case
• What worked well during development
• What could be improved
• Any recommendations to make the product or developer experience more seamless or scalable
Final project submissions will be here on the lablab.ai platform.
Please ensure your submission clearly states which challenge track you participated in and which Circle products were used.
📸 Required: Transaction Flow Demonstration (Video)
Your submission video must clearly demonstrate how a transaction is processed end-to-end using Circle and Arc, including:
• A transaction executed via the Circle Developer Console
• Verification of that transaction on the Arc Block ExplorerThis helps judges validate correct integration and on-chain execution
⭐ Pro Tips for a Strong Submission Straight from Circle
• Provide clear, actionable feedback on Circle products you used
• Explain why you chose specific Circle tools and how they shaped your architecture
• Share recommendations to improve the developer experience, scalability, or workflows
• Be explicit about what worked well vs. what didn’t
For further details and guidance, please visit Submission Guidelines
Hackathon Details
Join lablab.ai hackathon and innovate using the latest models in the market. Discover all the relevant details below.
🗓️ Where and when
The start date of the hackathon is mentioned according to the date specified on the hackathon page, cover and schedule. The hackathon will take place on the lablab.ai platform and lablab.ai Discord server.
🦸🏼♂️ Who can join?
Everyone is welcome to participate, regardless of previous AI or coding experience! We encourage anyone with a passion for AI or an interest in exploring how it can be used in their field to join.
😅 What about teams?
If you don't have a team, don't worry! You can connect with other participants from all over the world on our dashboard or Discord server. We also recommend checking out our Discord server to find teammates and bounce around ideas. You can join the server here.
🛠️ How to participate
The hackathon will take place online on lablab.ai platform and lablab.ai Discord Server. Please register for both in order to participate. To participate click the "Sign up" button at the bottom of the page and read our Hackathon Guidelines and Getting Started Guide.
🧠 Get prepared / Use Lablab.ai to Learn About AI
To get ready for the hackathon, visit our AI Tech pages and read up on all the available technologies. You can also check out our tutorials page for more information on how to use them. Get a head start on your project by using the resources on lablab.ai!
Speakers, Mentors & Judges
Event Schedule
- To be announced
Winner Submissions 🏆
NewsFacts
Paid eyewitness facts on Arc USDC power AI-written personalized news via MCP.
NewsFacts
RSoft Agentic Bank
RSoft Agentic Bank is the first trustless financial infrastructure for AI Agents. We enable autonomous lending using KYA (Know Your Agent), the AP2 Protocol for authorized spending, and a LangGraph multi-agent system for real-time risk scoring on Arc L1.
RSoft Latam
OmniAgentPay Payment Infrastructure for AI Agent
OmniAgentPay is a Python SDK that gives AI agents the ability to autonomously spend money safely, instantly, and across any blockchain. One pay() call handles USDC transfers, x402 API payments, and cross-chain CCTP transfers with built-in safety guards.
OmniArc
AI merchant studio and storefront
This is a merchant studio that turns product reference imgs into AI-generated visuals and a loop video, gated by a USDC payment on Arc. Each job requires an Arc tx hash (via Circle wallet), which the backend verifies via Arc RPC before generating product.
Commerce Studio
AIsaEscrow
AIsaEscrow is a payment solution for pay-per-usage SaaS platforms, allowing users to fund accounts in stablecoins while enabling automatic, scheduled disbursement and settlement of escrow balances.
AIsaPay
Arc Merchant - Autonomous x402 Micropayments
Autonomous AI payments via x402 protocol and Circle Wallets on Arc. Agents pay for paywalled content with USDC - no wallet popups, no human approval.
Status 402
Arcana
Arcana is an AI marketplace for real-time crypto intelligence. It acts as a personal assistant, coordinating specialized sub-agents like Price Oracles, News Scouts, and On-Chain Analysts etc to answer complex questions with precision.
Arcana
VibeCard - Viral Rewards Network
VibeCard is a viral rewards network for vibe-coded apps. Platforms fund USDC reward pools; creators integrate our snippet; sharers earn instant micropayments. We're the distribution layer for the 100,000+ apps built daily on Replit, Lovable, and beyond.
Vibecard
Joykeep
JoyKeep is a USDC-native settlement protocol (Circle wallets + x402-style probes) that turns long-term subscriptions (30‑day multiples + common terms) into verifiable settlement slices.
joykeep
Agent Router
AI gateway that routes requests to the best API, pays providers with our credits, and charges users per-use in USDC with transparent pricing.
Agent Router
InsuranceAI -Instant Autonomous Insurance Settle
InsuranceAI replaces slow insurance with autonomous AI agents and on-chain settlement. Gemini-powered claims, instant parametric payouts, privacy-preserving USDC transfers, and a community reinsurance pool make insurance real-time and trustless.
1X1 Labs
Arcent
AI agents that pay for APIs autonomously using x402 + Circle Wallets on Arc. Pay-on-Success: agents only pay when services work.
Protocol 402
Universal Stablecoin Payment SDK for Arc Network
ArcPay is a TypeScript SDK for gasless USDC payments on Arc Network. 150+ APIs for streaming, escrow, privacy, AI agents, and voice commands - powered by Circle Wallets & Gas Station.
ArcPay SDK
FEIN- Financial Entity Intelligence Network
An autonomous, policy-driven AI agent that bridges Google Gemini 2.5 with Circle Programmable Wallets to enable secure, trust-minimized onchain commerce with built-in financial guardrails.
FEIN of the Gemini
Submitted concepts, prototypes and pitches
Submissions from the teams participating in the Agentic Commerce on Arc event and making it to the end 👊
MEV-shield circle payment
An autonomous AI agent that pays for MEav shield analysis using x402 micropayment on arc with circle wallet as its on chain treasury and gateway for cross chain USDC. https://youtu.be/eatS9TN56_s
Suvasis
ArcTripBot Agentic Trip Planner for Groups
ArcTripBot is a Telegram bot designed to help friend groups plan trips, track expenses using AI, and automatically settle debts on the blockchain.
ArcTripBot
Still Alive
Still Alive is a proof-of-liveness protocol on Arc. Users check in daily to retain control of on-chain assets. Using x402 for batch micro-payments, silence triggers alerts and automatic asset transfers based on predefined rules.
Still Alive
NewsFacts
Paid eyewitness facts on Arc USDC power AI-written personalized news via MCP.
NewsFacts
AutoWealth Agent
AutoWealth is a trustless AI agent that enables autonomous commerce on Arc using USDC. It allows users to set budget policies that the agent follows to autonomously discover and pay for services via x402 and Circle’s Developer-Controlled Wallets.
Blink
Agent Router
AI gateway that routes requests to the best API, pays providers with our credits, and charges users per-use in USDC with transparent pricing.
Agent Router
Make it agentic MIA
Built ai agents that can handle every mile of your selling operations of your business with no code.
MIA
tollbot
Tollbot: Effortless charge scrapers and AI crawlers for your content through USDC
tollbot
AI adventure maker
Create NFT powered dungeon campaigns with AI and Arc blockchain
Git Money
KREDI - Agentic Micro-Credit on Arc L1
Kredi is an autonomous agent bridging the $5.2T credit gap. Leveraging Gemini 3 Pro multimodal vision and Circle, we underwrite informal data to settle instant USDC loans on Arc L1, converting "unbankable" activity into on-chain credit history.
Kredi pay
HumanGrid AI- The Error-Handling Layer for Agents
A decentralized API where AI Agents hire humans to solve edge cases instantly. Powered by Circle USDC and Arc, HumanGrid provides a real-time "Human-in-the-Loop" payment layer that allows agents to pay humans to prevent hallucinations and failure.
BlockNexa Labs
SocratIQ
SocratIQ is a decentralized Autonomous Knowledge Refinery. It is a marketplace where AI models act as "Procurers" and humans act as "Refiners."
SocratIQ
monster
This project contains two Solidity smart contracts for a blockchain-based system: 1) a simple bank contract that allows users to deposit and withdraw USDC (under Arc testnet); 2) an ERC721 NFT shop contract that allows users to mint and manage NFTs.
gguf
Arc-Warden
Arc Wardens is an AI-powered sales outreach platform that finds B2B leads, filters them with Gemini, drafts personalized emails, and sends campaigns with a built-in pay-per-action flow, analytics, and replayable campaign workflows.
Arc Wardens
Arc Agent Commerce
A platform that allows users to deploy fund, and oversee a fleet of AI agent Specialised nodes that pays for computer, APIs, data scraping and content generation in real time with deterministic sub-second finality.
Arc Sentinels
Atlas
Atlas is a deep research AI agent that autonomously accesses paid and premium data sources to generate higher-quality, more reliable answers when free information is not enough.
Atlas
APPAY
Autonomous Commerce Agent for managing subscriptions, processing payments via ARC blockchain and Circle API, with voice command support powered by Gemini AI.
PAIgent
ClickTreats- The Agentic Data Exchange
ClickTreats is a decentralized marketplace where verified humans monetize browsing data through autonomous AI buyers and instant USDC settlement. It turns passive browsing into an active, user-owned asset class.
ClickTreats
SlipShield
SlipShield enables fast, reliable USDC settlements by automating secure payment execution and confirmation through Circle’s Arc platform, reducing friction, errors, and delays in high-value operational workflows.
Meep Moop V2
AIsaEscrow
AIsaEscrow is a payment solution for pay-per-usage SaaS platforms, allowing users to fund accounts in stablecoins while enabling automatic, scheduled disbursement and settlement of escrow balances.
AIsaPay
RSoft Agentic Bank
RSoft Agentic Bank is the first trustless financial infrastructure for AI Agents. We enable autonomous lending using KYA (Know Your Agent), the AP2 Protocol for authorized spending, and a LangGraph multi-agent system for real-time risk scoring on Arc L1.
RSoft Latam
ChatBot
An AI-powered medical chatbot that helps users analyze symptoms, extract relevant health information, and receive personalized guidance through natural language interaction, making healthcare more accessible and efficient.
AI Agents
AI carbon offset agent
ArcGreen is an AI agent that bridges the gap between digital activity and climate action. It uses Gemini 3 Pro to audit GPU/Cloud energy logs and autonomously settles verifiable carbon offsets using native USDC on the Arc L1 blockchain.
GreenArc
Quantus Analytica
Quantus Analytica: an AI-powered business intelligence platform where users pay with USDC for token-based data analysis. Features Gemini/GPT model selection, conversational analytics, and Circle Arc integration for seamless stablecoin micropayments.
Quantus Analytica
Veritas
An agentic commerce platforms where users can deposit USDC into a "Truth Treasury"
Veritas
RouterAI
RouterAI is a smart AI API gateway that routes each request to the best and cheapest AI model automatically. Developers use one API, avoid vendor lock-in, and save 30–70% on AI costs. Payments are handled per request using USDC micropayments on blockchain
RouterAI
PAYVOICE - autonomous personal agent
PayVoice is a voice-powered commerce payment agent that lives on WhatsApp. You call it and chat with it like you'd call a friend, and it handles your money, budgets, savings and finance in general autonomously.
The0xlabs
VibeCard - Viral Rewards Network
VibeCard is a viral rewards network for vibe-coded apps. Platforms fund USDC reward pools; creators integrate our snippet; sharers earn instant micropayments. We're the distribution layer for the 100,000+ apps built daily on Replit, Lovable, and beyond.
Vibecard
X-108 -Temporal Safety Layer for Agentic Commerce
X-108 is a temporal safety middleware for agentic commerce. It enforces a mandatory HOLD before irreversible actions (payments, orders, contracts), making time a security primitive and preventing unsafe fast decisions by autonomous agents.
Obsidia lab - Agentic Safety Layer
InsuranceAI -Instant Autonomous Insurance Settle
InsuranceAI replaces slow insurance with autonomous AI agents and on-chain settlement. Gemini-powered claims, instant parametric payouts, privacy-preserving USDC transfers, and a community reinsurance pool make insurance real-time and trustless.
1X1 Labs
Econo-Agent
EconoAgent is a budget-aware autonomous AI system that treats every model call as a financial transaction, dynamically routing tasks to the most cost-efficient model while enforcing strict spending limits and full auditability.
Team Z
Arc NFTs
Arc NFTs is an AI-powered Web3 platform that simplifies NFT discovery and onboarding. With an integrated AI Chatbot, users get 24/7 support, plain-language explanations of complex terms, and personalized guidance, making Web3 accessible to everyone.
Bremen Kripto
GojoSwapAI
GojoSwap is a swap platform on Arc Network, powered by Circle infrastructure and enhanced with AI assistants using Gemini, Groq and etc, enabling intuitive, agent-driven interactions with real onchain swap execution.
gojoswap
Joykeep
JoyKeep is a USDC-native settlement protocol (Circle wallets + x402-style probes) that turns long-term subscriptions (30‑day multiples + common terms) into verifiable settlement slices.
joykeep
ChipIn
ChipIn – Pool funds with trusted circles for community-powered protection. Members contribute daily/weekly micro-payments in USDC, then vote democratically on emergency claims. Think group savings meets transparent, blockchain-backed mutual aid.
happy
Captain Whiskers - A Trustless-Quantum-Aware Agent
Captain Whiskers is a trustless, quantum-aware AI treasury agent that autonomously optimizes portfolios and executes USDC settlements on Arc using Circle Wallets and Gateway, with decentralized verification and post-quantum security.
Kory_The_Cat
HomeOps Agent
HomeOps transforms smart homes into self-managing homes. Using Google Gemini 2.5 Flash for vision and the Arc Blockchain for payments, it autonomously scans broken appliances or prescriptions and executes purchases using USDC, eliminating app fatigue.
Home-Ops
GenX-AutoOps
AutoOps is an autonomous financial operations system that processes invoices, enforces company policies, and executes USDC payments on Circle’s Arc blockchain using end‑to‑end AI, smart contracts, and serverless automation.
GENX-01
Diversifi
Protect your savings from inflation by diversifying into stablecoins across global regions using Mento's local stablecoins, Arbitrum One RWAs, & leveraging Arc Network agentic commerce to coordinate investments, insights, plus assets
difersifi
ArcSentinel
A trustless security layer for AI Agents on Arc. We prevent "rogue agents" from draining wallets by using Gemini to enforce strict USDC spending limits and policies before on-chain settlement.
AI_enablers
Kynet AI
Kynet is a "Capability Network" that makes AI agents anti-fragile. Built on Arc & USDC, it lets agents escalate from buying code tools (Streams) to generating them via Gemini (Genesis), or hiring humans for edge cases (Relay) to ensure task completion.
Kurama
SocialStake
SocialStake is an AI agent on Arc Network that uses USDC staking to fight social isolation. Gemini 2.0 verifies real-world meetings via photos and text to release funds. Socializing as a Service.
SocialStake Solo
Arc Pay Username-Based Payments on Arc
Arc Pay is a username-based payment primitive on Arc that lets users send and receive crypto without wallet addresses, making onchain payments simple, social, and user-friendly.
arcpay
ArcPay
ArcPay is an x402-powered on-chain subscription and payment system on Arc. It automates recurring payments, unifies multi-service balances, and adds AI-driven intelligence to crypto and real-world subscriptions.
ArcPay_x402
Autonomous Payments SDK using Circle and Arc
An AI-driven commerce SDK that allows autonomous agents to make decisions using Google Gemini and execute USDC payments on Arc via Circle wallets or direct on-chain transfers.
Noaharan
TalentNinja-Sentinel
Instant USDC settlement for entertainment talent. Eliminates 30-120 day payment delays with smart contract escrow, AI-powered commission splits, and sub-second payments on Arc Network. Built for actors, crew, agencies, and production companies.
TalentNinja
AgentPaywall
Goodbye to permanent API keys. AgentPaywalls replaces static .env credentials—prone to abuse and rate-limit issues—with short-lived, payment-verified tokens. AI agents pay per request using USDC on Arc for secure, usage-based access.
Baaz Pay
InsightX
InsightX is a pay-per-query AI research platform using Circle's x402 SDK for gasless micropayments. Get instant AI-powered research for just $0.01 USDC per query - no subscriptions, no gas fees, no complexity.
InsightX
Arc Treasury - USYC Yield with Circle CCTP
DeFi yield platform on Arc L1 that autonomously converts USDC to USYC (Hashnote Treasury Fund) earning ~4.2% APY from US Treasury Bills. Features Circle CCTP Bridge Kit for cross-chain deposits and auto-conversion engine for hands-free yield optimization
Arc Treasury
Proof-of-Pulse
Stake USDC on health goals. AI verifies your Apple Health/Screen Time screenshots. Meet your goal = get paid. Fail = funds burn to `0x...dEaD`. Sub-second settlement on Arc L1. Trustless accountability with no platform conflict of interest.
Pulse Protocol Labs
Arcfeed
Demo HTTP 402 "Payment Required" flow: demo endpoints and a small script to show the pay-to-access sequence.
Arcfeed
Crowdlike
Crowdlike is a personal finance lab where hundreds of AI trading agents paper-trade real market data, learn from the crowd, and compete on risk-aware leaderboards to help users stress-test and improve their investment strategies with USDC on Arc.
Crowdlike
DealFlow AI - Autonomous Negotiation Agent
DealFlow AI turns conversation into commerce. It uses Generative AI to negotiate prices within a strict budget and triggers instant USDC settlements using Circle's infrastructure, removing human friction from the buying process.
ArcSentinels
Arc Merchant - Autonomous x402 Micropayments
Autonomous AI payments via x402 protocol and Circle Wallets on Arc. Agents pay for paywalled content with USDC - no wallet popups, no human approval.
Status 402
ArcFlow - Trustless Financial Kernel
ArcFlow is a security kernel that prevents AI hallucinations from draining wallets. It acts as a deterministic firewall between Gemini 2.5 and the Arc Network, enforcing strict policy logic to authorize autonomous USDC payments securely.
ArcFlow
Agentic Commerce on Arc
AI-powered e-commerce platform where users describe products in natural language, AI generates unique images via FLUX, and products are minted as NFTs on Arc blockchain with USDC payments.
Vibe Coders AI
VisionPay
VisionPay lets users upload a product image while an AI agent finds the cheapest match and buys it autonomously using USDC. The system uses Gemini AI, Circle payments, and Arc Network for secure onchain transactions.
CrazyCoders
OfficeOps The Autonomous Supply Chain Manager
A trustless AI agent that automates inventory and payments on Arc. It uses Circle Wallets and cryptographic invoice audits to verify every transaction against the original quote, eliminating fraud and ensuring secure, autonomous procurement.
Zero
Auto Treasury App
AutoTreasury is an autonomous invoice validation and payment system that uses AI to verify invoices and execute secure USDC payments on-chain, reducing manual work, preventing fraud, and enabling 24/7 global payments.
Auto Treasury
OmniAgentPay Payment Infrastructure for AI Agent
OmniAgentPay is a Python SDK that gives AI agents the ability to autonomously spend money safely, instantly, and across any blockchain. One pay() call handles USDC transfers, x402 API payments, and cross-chain CCTP transfers with built-in safety guards.
OmniArc
USYC Multi-Agent Defi System
Autonomous multi-agent system for DeFi yield management and micropayments on Arc. Features Vault Agent, Media Agent, Gateway Client, and x402 Handler. Built by the first dev to deploy on Arc Testnet. Circle Whitelisted.
USYC Protocol Labs
ArcWork - The Economic OS
ArcWork is a decentralized freelance platform that replaces manual disputes with AI verification. Built on Arc L1 and Circle’s x402 protocol, it uses Gemini 2.5 Multi-modal agents to audit work and release USDC payments with sub-second finality.
Enlighteners
Arcana
Arcana is an AI marketplace for real-time crypto intelligence. It acts as a personal assistant, coordinating specialized sub-agents like Price Oracles, News Scouts, and On-Chain Analysts etc to answer complex questions with precision.
Arcana
AgentPay
AgentPay-AI is a lightweight pay-per-use GenAI agent platform that simulates token-based billing (USDC-style) for AI tasks. It demonstrates how AI services can be monetized at the request level, similar to how real-world AI APIs charge users per token.
AgentPay
Arcent
AI agents that pay for APIs autonomously using x402 + Circle Wallets on Arc. Pay-on-Success: agents only pay when services work.
Protocol 402
Auto Invoice AI
Auto InvoiceAI – AI-powered on-chain invoice parsing and autonomous USDC payments using Arc & Circle.
Deep Thinkers
FreshCredit Arc UCP Integration
FreshCredit integrates Circle’s Arc USDC infrastructure with Google’s Universal Commerce Protocol (UCP) to enable agent-driven discovery, identity-verified payments, and secure transaction execution without centralized credit bureaus.
FreshCredit
SwarmDeal Autonomous AI Group Buying Agent
SwarmDeal is an AI-powered group buying assistant where users describe what they want, and the agent coordinates collective deals to unlock better prices through autonomous decision-making.
ArcPay Agents
AI merchant studio and storefront
This is a merchant studio that turns product reference imgs into AI-generated visuals and a loop video, gated by a USDC payment on Arc. Each job requires an Arc tx hash (via Circle wallet), which the backend verifies via Arc RPC before generating product.
Commerce Studio
DeMemo
A decentralized chat session and memory layer with Circle, Pinata and ARC network based system V1.
Think Twice
ArcFlow - AI Automation
ArcFlow is an AI-powered automation platform built for the Arc.Network ecosystem. With a visual drag-and-drop canvas, it lets you trigger effortless workflows, connect advanced AI models, and execute secure blockchain transactions with Circle.
Instaflect AI-Trusted AI Tools for Commerce
Oryn - AI Debt Collection on Arc
Oryn is an autonomous AI agent that collects unpaid invoices, sending reminders, escalating when needed, and accepting USDC payments via Circle's Arc blockchain.
Hausor Labs
ArcShopper
Trustless AI Shopping Agent - Buy gated digital content with real USDC payments via x402 protocol on Arc testnet.
web3wagmi
Universal Stablecoin Payment SDK for Arc Network
ArcPay is a TypeScript SDK for gasless USDC payments on Arc Network. 150+ APIs for streaming, escrow, privacy, AI agents, and voice commands - powered by Circle Wallets & Gas Station.
ArcPay SDK
Aivana
Aivana is an innovative e-commerce platform that combines artificial intelligence with blockchain technology to create a secure, intelligent marketplace for buyers and sellers.
Techgethr
Policy-Governed Agent Payments - PGAP
Trust-minimized payment system where AI agents propose USDC payments but smart contracts enforce all rules on-chain. Prevents rogue spending through per-transaction limits, daily caps, cooldowns, and allowlists—all deterministically validated on Arc.
Policy Governed Agents
Arc-Pulse Reviving HTTP 402
Arc-Pulse revives HTTP 402 for the Agentic Economy. It enables AI agents to autonomously resolve "Payment Required" errors with secure, budget-bound USDC transactions on Arc, powered by Gemini reasoning and Circle Programmable Wallets.
Team 402
Auto-Decide Treasury System - Explicit Governance
An institutional-grade treasury system that auto-decides when to allocate and redeems USDC into USYC under strict, deterministic policy controls. The system combines AI-assisted decision, human-in-the-loop governance. Console Email: [email protected]
Autonomous System
SpendGuard - Autonomous API Spend Control via x402
SpendGuard is an autonomous budget control gateway for paid APIs, using HTTP 402 (x402) and USDC to enforce pay-per-request access. It enables agents and services to spend safely, predictably, and without subscriptions
Lowkin_Commerce
API Wallet Agent - USDC Micropayments on Arc
AI “API Wallet” agent enabling real-time pay-per-request API/data/compute purchases via USDC on Arc. Uses x402-style web-native payments and Gemini routing to select providers, enforce budgets, and execute verifiable micropayments.
Solo Dare
AgentInvoice
AgentInvoice is a trustless agentic invoicing system supporting both autonomous AI payments and human-approved workflows, enabling secure USDC escrow, release, and refunds on Arc using Circle tools.
Green
SubGuard
SubGuard is an AI-powered financial guardian on Arc L1 that uses Gemini AI to autonomously monitor subscription usage and stop wasteful spending by automatically blocking unused services.
Eren
Economic Immune System
Economic Immune System is an agentic financial governor that learns from USDC spending to detect economic decay patterns and adapt future decisions. Built with Gemini and Circle on Arc, it governs payments with explainable, evolving intelligence.
Fragmented Minds
OPTUS AUTOMATION
Optu is a multi-tenant WhatsApp/AI system that sells products, tracks stock, triggers auto-reorder, and pays suppliers on-chain (USDC). Includes a Google Sheets → Supabase insert-only uploader with FK validation.
OPTUS
Primuez Guard
An autonomous AI Security Agent for Agentic Commerce. Primuez Guard detects invoice fraud in real-time and secures USDC payments on Arc, ensuring you never pay a scammer or phishing link.
Primuez Labs
Autonomous Agent Commerce on Arc
Autonomous AI agents that research, decide, and execute USDC payments on Arc blockchain with zero human intervention. Built with x402 micropayment protocol.
SystemicShift
MTT TRYBE AGENT
MTT Trybe Agent is an autonomous onchain AI agent that connects human growth signals to real value exchange. It unlocks transformation stages and executes gasless micro-payments using Circle Gateway and x402 batching — enabling seamless agentic on Arc.
Team Trios
AEGIS Guardrails for Agentic Commerce
Aegis enables AI agents to spend money safely. Instead of giving AI a credit card, we provide programmable accounts with spending limits, rules, and full on-chain auditability.
BlockBears
Arcanum The Agentic Marketplace for Data Indexing
Arcanum Orchestrating intelligent indexing decisions leveraging CCTP to provide fast access to on-chain events & state data monitoring across 13+ blockchain networks, with all settlements on Arc Network using USDC as native gas
PORTALTESNET-COM
kris co AI Shopping Agent
kris.co is an AI shopping agent that autonomously negotiates prices using Gemini AI and makes instant payments in USDC via Arc. Experience AI agent commerce with real-time settlement, budget tracking, and automated invoicing.
ORBIT AI
Thalexa
Thalexa: The Future of Transparent Supply Chains. A Solana-based platform ensuring trust, traceability, and automated payments in global supply networks...
Quantum Fusion
AgentPay
AgentPay - AI Agent Payment Platform on Arc Testnet. Connect wallets, fund with USDC, and automatically pay for AI agent calls with real-time balance tracking and transaction history.
Elias
UClaim
UClaim is an AI-agent-driven insurance claims platform that verifies documents, applies policy rules, and triggers conditional payouts via programmable payments reducing fraud, delays, and manual intervention.
longbottom_universe
AryPay
AI-powered stablecoin dashboard built on the Arc Network using Circle’s Programmable Wallets and Gemini 1.5 Flash to automate, audit, and explain USDC transactions for the next generation of agentic commerce.
Arc-Settle AI
SmartGuard AI - Autonomous Fraud Detection
AI-powered fraud detection for autonomous agent transactions. Uses Gemini AI for real-time monitoring, prevents $4.2B annual crypto fraud, and integrates with Circle/Arc for USDC settlements.
SmartGuard AI
Prime Studio
Prime Studio is an AI platform for text-to-video, image-to-video, text-to-image, and image-to-image creation, using tokens with USDC (Arch). Integrated with Gemini AI to turn short ideas into full stories + Penetration Testing.
Prime Digital
Arc Wallet ERC-4337 Smart Wallet
Arc Wallet is a seedless ERC-4337 smart wallet built on Circle's Arc Network. Powered by Google Gemini AI agent, users execute transactions via natural language. Passkey auth, USDC gas payments, and Circle CCTP bridging included
Asahi0x
SolCipher ARC - Privacy-First Marketplace
Privacy-first document marketplace with x402 micropayments and autonomous Gemini AI agents. Client-side AES-256-GCM encryption, USDC settlement on Arc Network, 95% creator revenue. Zero-knowledge security meets agentic commerce.
AYMMJ
FEIN- Financial Entity Intelligence Network
An autonomous, policy-driven AI agent that bridges Google Gemini 2.5 with Circle Programmable Wallets to enable secure, trust-minimized onchain commerce with built-in financial guardrails.
FEIN of the Gemini
AI Agent Commerce Platform
AI Agent Commerce Platform enables autonomous AI agents to pay for APIs/services using HTTP 402 micropayments with real USDC on Arc Testnet. Fully functional with auto-balance sync & production UI.
Bashman
ARC Invoice
Arc Invoice lets you create secure USDC payment links with smart contract escrow on Arc (Circle L1). Funds are held until release, with auto-release deadlines and easy refunds. Simple, secure, and trustless payments for freelancers and businesses
TumiLabs
musetub
Musetub is a pay-per-second streaming platform where viewers can pay only for what they consume. creators earn 90% via on-chain escrow, and an agentic pricing engine explains and negotiates rates. Built on x402, Circle, Arc and gemini
apathy
Trustless AI Agent for Pay-Per-Task on Arc
An autonomous AI agent that analyzes user tasks, determines pricing based on complexity, and settles payments trustlessly using USDC on Arc Testnet via Circle Developer-Controlled Wallets.
Tech Khalifa
AI Jukebox - Agentic Commerce on Arc Hackathon
AI Jukebox is a next-generation agentic commerce platform where autonomous AI agents analyze and prioritize AI-generated songs using USDC micropayments settled on the Arc blockchain, demonstrating the future of autonomous digital commerce.
ai-jukebox
Teams: Agentic Commerce on Arc
Check out the roster and find teams to join
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