Diversifi

DiversiFi is an innovative wealth protection platform that combines multi-chain stablecoin diversification, real-world asset (RWA) integration, and autonomous AI-driven commerce to safeguard savings against global inflation. It addresses the critical need for accessible, intelligent wealth preservation in emerging markets and high-inflation economies. The platform leverages three complementary blockchain networks: Celo Network: Access to regional stablecoins (cUSD, cEUR, cREAL, cKES, cGHS) pegged to local currencies, preserving value while offering blockchain transparency. Arbitrum One: Hosts RWA integrations like tokenized gold (PAXG) and yield-generating assets (GLP), exposing users to safe-haven assets and DeFi yield opportunities. Arc Network: Powers an autonomous AI agent coordinating the system, using x402 micropayments for premium data, executing cross-chain transactions (future), and providing intelligent portfolio recommendations with USDC gas for efficiency. DiversiFi’s Wealth Protection Score engine analyzes portfolios across: Inflation Hedging: Exposure to inflation-resistant assets RWA Diversification: Allocation to real-world assets Yield Optimization: Opportunities for passive income Cross-Chain Efficiency: Optimized asset placement The Arc Agent monitors global economic conditions, executes micropayments for data access (1–5 cents per analysis), coordinates cross-chain transactions via Circle Gateway/Bridge Kit, records all actions on-chain, and delivers personalized recommendations. DiversiFi uses a freemium model: basic data is free, while enhanced AI analysis and real-time updates require micro-payments, settling on Arc Network with USDC for predictable fees and sub-second finality. By combining Celo’s regional stablecoins, Arbitrum’s RWA ecosystem, Arc’s autonomous agent, and Circle’s enterprise infrastructure, DiversiFi delivers a comprehensive, globally accessible wealth protection solution.