RSoft Agentic Bank

The Problem: By 2026, millions of autonomous AI agents will be performing complex tasks, yet they remain "unbanked." Traditional finance requires human KYC, physical IDs, and FICO scores, making it impossible for an AI to access credit or liquidity without full collateral. The Solution: RSoft Agentic Bank is a decentralized banking infrastructure designed specifically for the machine economy. Instead of relying on human trust, we rely on cryptographic verification and mathematical risk assessment. How it Works: Our architecture is powered by a LangGraph Multi-Agent System composed of five specialized nodes: - The Gatekeeper: Performs "Know Your Agent" (KYA) checks using DIDs and on-chain history. - The Analyst: dynamic credit scoring using the Reverse Kelly Criterion, allowing for sub-collateralized loans based on agent reputation. - The CFO: Manages treasury liquidity and yield optimization using USDC. - The Settler: Executes atomic settlements on the Arc L1 Network and validates Google’s AP2 (Agent Payment Protocol) mandates to prevent unauthorized debt. - The Auditor: Logs immutable compliance records on Supabase. Why it matters: We are building the financial rails for the agentic future, ensuring that autonomous software can securely borrow, invest, and transact with "trustless" authorization.