Loan Shark: Multi-Agent AI Banking Pipeline

Loan Shark is an enterprise-grade, multi-agent AI pipeline designed to automate and secure the loan processing workflow. Traditional lending pipelines are slow, fragmented, and vulnerable to compliance oversights, often taking 3 to 14 days to pass applications across credit, fraud, and legal departments. Loan Shark replaces this manual chain with a pipeline of 9 specialized, task-focused AI agents: Intake, Document, Credit, Fraud, Risk, Compliance, Decision, Pricing, and Communication. Coordinated entirely via stateless P2P messaging using the Band SDK, each agent parses the application, appends its unique analysis, and @mentions the next agent. The entire execution takes under 5 seconds. Crucially, the system enforces strict decision safety for high-stakes workflows: 1. Compliance Agent: Enforces regional guidelines (such as Indian RBI exposure limits and KYC rules) and acts as a mandatory gate that can issue overrides. 2. Immutable Audit Trail: Because agents communicate in a shared Band chat room, the persistent message history functions as a tamper-proof audit log. 3. Human-in-the-Loop Gate: The system does not dispatch decisions autonomously. Instead, a custom React officer dashboard displays the real-time pipeline status and presents a drafted sanction or regret letter for physical review and authorization.