SKT OMNI-ARC

SKT OMNI-ARC V49 is a production-oriented autonomous settlement platform that transforms manual receipt processing into a fully agentic workflow. The system ingests a physical receipt or invoice (via vision models), runs a 12-source hybrid AI pipeline (9 Gemini models + MoonDream local vision + AI/ML API + Featherless), performs logical validation, RBI-aligned compliance checks, fraud detection through AI memory, and executes instant USDC settlement using Circle Programmable Wallets on Arc Testnet. Key Capabilities: • Sub-second end-to-end processing in optimistic paths (demo shows <1 second from receipt to confirmed transaction) • Smart Document Detection (AI + OpenCV) to filter non-receipt images • Voice authorization using AssemblyAI for human-in-loop safety • USDC per-inference metering — true agentic economy where the AI pays for its own compute • Developer-controlled wallets with Entity Secret for secure autonomous signing • Live dashboard with green status indicators and real-time transaction feed We targeted Indian SMEs and export corridors where traditional cross-border payments take 24-72 hours and incur high fees. By combining powerful multimodal AI with Circle’s programmable money infrastructure and Arc’s fast stablecoin-native L1, we created a practical demonstration of how autonomous agents can handle real financial workflows safely and efficiently. The project showcases the power of combining Google Gemini models for fast reasoning, local models like MoonDream for privacy-sensitive vision tasks, and Circle + Arc for the money movement layer. Every transaction is auditable on-chain with full AI reasoning logs. This submission represents our vision for the Agentic Economy — where AI agents don’t just chat, they perceive, reason, comply, and settle real value autonomously.