Iniubong Ebong@wiper15857

TownPlanPay solves the $1.2T infrastructure payment crisis by automating USDC disbursements when AI verifies real-world project milestones. THE PROBLEM: Municipal contractors in emerging markets wait 6-12 months for payments, stalling roads, schools, and water projects. This $1.2T annual problem delays critical infrastructure worldwide. OUR SOLUTION: • AI Verification: Cloudflare Workers analyze contractor evidence (photos, GPS, documents) • Instant Payments: Circle API triggers USDC disbursements when milestones are verified • Transparent Recording: Arc Testnet records every transaction permanently • 360 Days → 5 Minutes: Complete payment process acceleration TECHNICAL STACK: • AI: Cloudflare Workers with custom verification logic • Payments: Circle USDC API + Developer-Controlled Wallets • Blockchain: Arc Testnet for EVM-compatible settlements • Backend: Python/Flask with Node.js integration • Frontend: React with real-time status updates DEMONSTRATION: Our working MVP runs locally with complete end-to-end flow: 1. Contractor submits evidence through portal 2. Cloudflare AI verifies milestone completion 3. Circle API processes USDC payment 4. Arc Testnet records immutable transaction 5. Full audit trail from evidence to payment IMPACT & SCALING: Starting with Nigeria's $100B infrastructure market, we're building transparent, instant payment infrastructure for global municipal projects. Every transaction eliminates corruption risk and accelerates community development.

PayGuard is a decentralized application that tackles the critical issue of delayed wages for gig economy workers and private security personnel. It transforms a situation of helplessness into one of verifiable leverage by automatically generating tamper-proof, on-chain evidence the moment a salary is overdue. How it Works: When a payment is delayed, PayGuard immutably records the debt obligation on the Solana blockchain, mints a "Proof of Debt" NFT via Crossmint as undeniable evidence, and autonomously generates and sends professional communications to the employer via Mistral AI and ElevenLabs. The Key Differentiator: Unlike other solutions, PayGuard's integration with the Anchor (Coral v1) framework provides a censorship-resistant, decentralized backbone. This ensures the system remains fully operational even if traditional APIs are restricted, making PayGuard a truly unstoppable protocol for worker's rights.

AuditChain Qubic Track AuditChain is a decentralized smart contract auditing tool built for the Qubic Track at RAISE Your Hack 2025. It helps developers detect vulnerabilities like reentrancy attacks, overflows, and logic flaws before deploying their contracts. Developers can upload or paste their smart contract code into the tool, which then performs a static analysis to identify known risks. The result is a structured audit report, and its hash is committed to the Qubic testnet as immutable proof of audit, ensuring transparency and trust. AuditChain promotes verifiable security in smart contract development using Qubic’s decentralized compute environment. The project also sets the foundation for future integrations like dynamic analysis, Slither/MythX support, and an on-chain audit explorer.

Join our $1,000,000+ startup challenge series powered by Surge 📌 This announcement outlines the launch of a Global Human+AI Exchange — aligning universities, global cities, talent networks, and industry to accelerate human-centered AI innovation, technology transfer, and economic growth. 👉 Read more here ⏱️ 8 days to turn your idea, or existing product, into an investable demo. 📅 February 6 - 15, 2026 • Feb 6 - 14 (Online Phase) - Collaborate and build online with developers and AI innovators from around the world. All projects must be submitted by the end of the online phase on February 14th. 🕙 Doors open at 10:00 AM, first come, first served. • Feb 14 (On‑site Build Day) - Selected participants will be invited to an exclusive in‑person session to refine their projects and connect directly with mentors. • Feb 15 (On‑site Demos & Awards) - Live pitching sessions to a panel of judges and ecosystem partners, followed by the official winner announcement. 🌟 Get feedback from startup mentors and technical experts. 📍 On-site Venue (Feb 14–15): MindsDB SF AI Collective 3154 17th St, San Francisco, California, USA 📲 Real-time on-site updates (SF) For real-time announcements and information during the on-site portion (Feb 14–15), join the LabLab SF Chapter WhatsApp group: 👉 Join the WhatsApp group 🤝 Join solo or with a team. New founders and existing startups are welcome. 🏆 $1,000,000+ in credits, token prizes, perks and funding opportunity. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑‍💻 Apply now to build, validate, and pitch with purpose.

Join Deriv and lablab.ai for a high-intensity hybrid hackathon where top builders create AI prototypes, demo their work, and get fast-tracked to interviews. When • Sat, Jan 31, 2026- On-Site Pre-Hackathon: Deriv AI Meetup (Dubai) • Fri, Feb 6 - Opening words, Challenge, and Hackathon kick-off. (Dubai) • Sat, Feb 7 - Build and ship your prototype - 12 hours (Onsite +Online) • Sun, Feb 8 - Demos, judging, and next steps for standout teams. (Onsite +Online) On-Site Pre-Hackathon: Deriv AI Meetup Sat, Jan 31, 2026 · 2:00–6:00 PM (GST) · Dubai In-person talks, workshops, team formation, and networking with the Deriv team. 👉 Deriv AI Meetup registration What's in it for you • USD $10,000+ in prizes across categories • Mentors available to unblock you when you're stuck • Fast-track interviews for top performers - skip the queue • Real problems to solve - not toy demos Format • Teams of 1-3 • Hybrid: Dubai on-site or fully remote • On-site spots confirmed after screening Location • One by Omniyat, 24th Floor, Al Mustaqbal Street, Business Bay, Dubai, UAE • Travel and accommodation not provided. Apply now • Spots are limited. Shortlisting begins right after the event.

⏱️ 4 weeks to design and ship a working Web3 product or AI agent. 📅 February 4 to March 1, 2026 • Feb 4 – Hackathon opens. Teams can start building and submitting. • Feb 5 to March 1 – Build, test, and iterate. • March 1 – Final submissions due. 🚨 Important eligibility reminder To be eligible for prizes, teams must post their submission video on X and tag @lablabai and @Surgexyz_. 🤝 Build solo or with a team. 💰 $50,000 prize pool in $SURGE Token. ⚠️ Self-service hackathon This is a fully self-service hackathon. There are no live streams, kickoff sessions, or scheduled workshops. Participants can register, build, and submit at any time before the submission deadline.