TownPlanPay solves the $1.2T infrastructure payment crisis by automating USDC disbursements when AI verifies real-world project milestones. THE PROBLEM: Municipal contractors in emerging markets wait 6-12 months for payments, stalling roads, schools, and water projects. This $1.2T annual problem delays critical infrastructure worldwide. OUR SOLUTION: • AI Verification: Cloudflare Workers analyze contractor evidence (photos, GPS, documents) • Instant Payments: Circle API triggers USDC disbursements when milestones are verified • Transparent Recording: Arc Testnet records every transaction permanently • 360 Days → 5 Minutes: Complete payment process acceleration TECHNICAL STACK: • AI: Cloudflare Workers with custom verification logic • Payments: Circle USDC API + Developer-Controlled Wallets • Blockchain: Arc Testnet for EVM-compatible settlements • Backend: Python/Flask with Node.js integration • Frontend: React with real-time status updates DEMONSTRATION: Our working MVP runs locally with complete end-to-end flow: 1. Contractor submits evidence through portal 2. Cloudflare AI verifies milestone completion 3. Circle API processes USDC payment 4. Arc Testnet records immutable transaction 5. Full audit trail from evidence to payment IMPACT & SCALING: Starting with Nigeria's $100B infrastructure market, we're building transparent, instant payment infrastructure for global municipal projects. Every transaction eliminates corruption risk and accelerates community development.

In this hybrid hackathon powered by Arc, developers will build the next generation of payment systems using AI + Arc with USDC. Explore a world where AI agents can understand natural language, automate financial actions, and move money with precision. From DeFi to digital content and real-world assets, this is your chance to shape the future of intelligent finance. 📅 October 27 – November 9, 2025 • Oct 27 – Nov 8 (Online Phase) – Collaborate and build with developers and AI innovators from around the world. All projects must be submitted by end of day on November 8. • Nov 8 (New York City – On-site Build Day) – Selected participants will be invited to an exclusive in-person session to refine their projects and connect directly. • Nov 9 (New York City – Live pitching & Awards) – Live pitching sessions to a panel of judges and investors, followed by the official winner announcement. 📍 On-site Venue (Nov 8–9): Babe Ruth Room, Jay Conference Chelsea 159 West 25th Street, New York City, USA 🧠 Get guidance from blockchain and AI experts throughout the event. 🤝 Go solo or team up — it's your flow. 🏆Compete for $10,000 in USDC prizes. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑🏻‍💻 Secure your spot now — sign up before the Kick-Off Stream!