PayEvery

In emerging markets like Bangladesh, over 170 million people are locked out of the global digital economy. Major payment gateways like PayPal and Stripe are completely unavailable due to strict international money-laundering regulations, and less than 3% of the population holds dual-currency bank cards. Consequently, hundreds of thousands of student developers, freelancers, and tech professionals cannot purchase essential tools, cloud hosting, or AI subscriptions like GitHub Copilot or ChatGPT Plus. PayEvery bridges this massive gap by connecting local Mobile Financial Services (MFS) like bKash and Nagad directly to global merchants. Using our platform, users authenticate with a PIN and OTP to instantly generate a one-time use, disposable virtual Visa/Mastercard. Because users are paying globally from local currencies, security is the absolute highest priority. To ensure zero-trust security and prevent capital loss, PayEvery leverages Google's Gemma-4-26b-a4b-it model running on AMD compute via Fireworks AI. Before any virtual card is generated, our backend and Chrome Extension instantly parse the checkout URL and score the merchant's domain for phishing and scam risks. If the AI detects a fraudulent checkout, the payment is blocked immediately. PayEvery also features "Squad Pay," a collaborative funding layer that allows teams to pool local currency together to purchase shared development tools effortlessly. By utilizing AMD's high-speed inference, we achieve near-zero latency on our AI security checks, proving that AI can safely unlock the global digital economy for the next billion users in South Asia.