WalletX : Universal AI Credit Wallet

WalletX is a universal AI credit wallet and cross-IDE context management system built for the modern developer. It solves a critical pain point: developers using multiple AI-powered IDEs like Cursor, Windsurf, GitHub Copilot, and Antigravity must maintain separate subscriptions and lose context when switching between tools costing time, money, and productivity. WalletX introduces a single rechargeable credit wallet that works across all supported IDEs, eliminating vendor lock-in and redundant subscriptions. Developers recharge once using Stripe, Razorpay (UPI), or cryptocurrency, and spend credits freely across any integrated tool. With UPI support and a $1 minimum recharge, WalletX is specifically designed to be accessible to the 4.5 million Indian developers who are largely excluded from mainstream AI tooling due to payment barriers. Beyond payments, WalletX introduces Context Snapshots a first-of-its-kind feature allowing developers to save their full working context (code, conversation history, active files) and instantly restore it in any other supported IDE via a portable Secret Address. No more re-explaining your project every time you switch tools. The system comprises three production-ready components: a Node.js backend API with MongoDB, a Chrome MV3 extension with a full dark-theme UI, and a JavaScript SDK for IDE integration. Built in 7 days with IBM watsonx as the primary development accelerator, WalletX delivered a 6.4x productivity multiplier saving an estimated 56.5 hours of development time across 15+ documented AI sessions.