ArcAgent - AI-Powered USDC Payments in WhatsApp

ArcAgent is a conversational AI financial assistant built for WhatsApp, designed to make digital payments as natural as chatting. Powered by Arc and Circle, it enables users to send, receive, and manage USDC transactions directly within a familiar messaging interface — no app switching or complexity. Users simply chat with ArcAgent to perform transactions like “Send 10 USDC to Emma,” with optional voice commands powered by Eleven Labs for hands-free payments. The system includes multi-layered security, PIN protection, and encrypted storage for wallet credentials. ArcAgent also introduces smart features like split payments for group expenses, instant transfer confirmations, and automated receipts for every transaction. Built by a team of engineers and designers, ArcAgent aims to redefine how people interact with money by merging the power of conversational AI, blockchain technology, and digital identity. The project leverages Arc’s infrastructure for instant and secure USDC transfers while providing a seamless, human-centered experience inside WhatsApp Business. ArcAgent bridges fintech and conversational AI. Just Chat. Command. and Pay.