FormalVoice - Guaranteed RWA Payments on Arc

1. The Problem & The $50 Trillion Opportunity Traditional philanthropy is crippled by donor distrust (62% lack of faith) and inefficiency, while RWA tokenization largely ignores the largest market: Immaterial RWAs (social impact). This convergence—the need for verifiable impact within the $35T ESG market—is the $50T opportunity. We replace subjective charity with mathematical certainty. 2. Solution: The FormalVoice Architecture (Arc, USDC, ElevenLabs) FormalVoice is the integrated, AI-driven payment system that guarantees financial outcomes on the human level. USDC Conditional Escrow (Arc): Donors send funds to a smart contract on Arc, leveraging its native USDC gas for auditable, dollar-denominated costs and predictable settlement. The funds are locked with explicit, on-chain conditions (Formal Verification logic). ElevenLabs Voice Verification: We utilize ElevenLabs API to deploy multilingual voice agent. This agent conducts secure, automated dialogue with verified beneficiary ("Donee-ID") to confirm if intended purpose of funds was fulfilled. This is the Proof-of-Humanity layer. AI-Driven Settlement: A lightweight AI model (simulated via Workers AI) processes ElevenLabs voice transcription. This AI acts as trusted oracle; upon successful verification, it triggers conditional release function on Arc contract. This architecture ensures every dollar is mathematically verified from intent to outcome. 3. Business Value & Moat Our competitive moat is deep integration of three components—no competitor unifies human identity, financial operation, and outcome verification this way. FormalVoice creates a liquid market for social good, making verified impact a tradeable asset that delivers a guaranteed ROI for institutional ESG compliance. We provide the "verification layer for corporate ESG compliance" and the "institutional-grade infrastructure for next-generation philanthropy." This positioning enables Team Formal Capital to define and dominate this emerging category.