The Compliance Gatekeepers

The DORA Gatekeeper is an autonomous AI agent built on IBM watsonx Orchestrate that transforms regulatory compliance for financial institutions facing the January 2025 DORA (Digital Operational Resilience Act) deadline. With over 50,000 vendor contracts requiring audit across European banks, manual review is impossible—each contract takes 4 hours to analyze, creating an insurmountable backlog. Our solution leverages watsonx Orchestrate's orchestration engine to coordinate five integrated systems in a fully autonomous workflow: Box cloud storage for contract retrieval, IBM watsonx.ai with Granite 3.3 8B for intelligent legal text analysis, ERP systems for enforcement, and Microsoft Outlook for vendor communication. The agent autonomously analyzes contracts against 10 DORA Article 28 clauses, generates compliance scores, and—critically—has enforcement authority to block non-compliant vendors in real-time without human approval. Built using watsonx Orchestrate's ADK (Agent Development Kit), our custom Python tools demonstrate true agentic behavior: the system acts, decides, and enforces autonomously. It processes contracts in under 30 seconds, auto-generates legal amendments for missing clauses, and delivers professional notifications—providing continuous regulatory protection that scales to handle thousands of contracts daily while preventing fines up to 2% of global revenue.