Economic Immune System introduces a new paradigm for agentic commerce: economic governance before autonomy. Instead of merely executing payments, the system acts as an intelligent economic governor for USDC wallets on Arc. It continuously analyzes spending behavior across time to detect subtle forms of economic decay—such as recurring micro-cost leakage, vendor concentration risk, convenience bias, and declining value efficiency—that traditional rule-based systems and humans often miss. Built with Gemini for advanced economic reasoning and Circle Developer-Controlled Wallets on Arc, the system evaluates each transaction in context of learned history, not just current balance. Every decision includes transparent explanations, confidence scores, detected economic patterns, and its impact on long-term financial resilience. After transactions execute on-chain, the system performs post-payment reflection, comparing predicted versus actual impact and adapting its future sensitivity—mirroring how biological immune systems learn from exposure. The result is a self-regulating, explainable, and adaptive financial intelligence layer that governs how agents spend money over time. This project demonstrates that true agentic commerce is not just automation—it is learned economic judgment.
24 Jan 2026
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