LedgerOath

LedgerOath is an enterprise AI payment-governance platform built to review financial risk before a payment instruction is released. It helps CFO, procurement, compliance, and AI operations teams evaluate invoices, vendor master data, payment policies, budget exposure, approval thresholds, and audit signals in one structured workflow. In the demo case, LedgerOath reviews an invoice from Northline Systems Pvt. Ltd. for ₹8,42,500 and identifies multiple governance exceptions: a missing purchase order reference, a recent vendor bank-detail change, an amount above the single-approver threshold, and an early payment request. Instead of allowing the payment to proceed automatically, LedgerOath escalates the case, assigns a risk score of 72, requires Finance Controller and Procurement Head approval, and generates a complete audit dossier. The product includes a Command Center, Decision Room, multi-agent timeline, exportable audit dossier, JSON record, simulated payment instruction, auth-ready workspace, and Lovable Cloud/Supabase-ready backend architecture. LedgerOath does not execute real payments. It produces simulated payment instructions only, with a clear safety statement: no real payment has been executed.