SafePay

CUDI SafePay is a decentralized, private micropayment system designed to empower creators, journalists, and NGOs, enabling them to receive direct support from their audiences without intermediaries or censorship. Our goal is to make digital finance globally accessible and eliminate the barriers of traditional platforms that impose high fees (2.9%–3.4%) and compromise privacy. At the heart of CUDI is Bulut, an Artificial Intelligence (AI) agent that transforms the complexity of the blockchain into a simple, conversational experience. Using the AI/ML API, Bulut translates natural language commands ("Pay 15 USDC to @FreeJournalist") into structured blockchain instructions (JSON). Execution takes place on the Arc Blockchain, with USDC as the native gas. Thanks to integration with the Circle Developer-Controlled Wallets SDK and its Paymaster feature, we guarantee gas-free transactions for the end user. Furthermore, adoption is simplified by eliminating the need for seed phrases and managing access via PIN and biometrics. CUDI SafePay offers the first smart, censorship-resistant, and frictionless payment solution