AURA PAYMENTS

Aura will be a TypeScript SDK that brings production-ready escrow, multi-party splits, and USDC settlements to any application. Built with Circle Developer-Controlled Wallets and Arc blockchain, Aura transforms complex payment workflows into simple API calls. Integration time: 4 hours. 🔴 Split payment accounting requires custom ledger logic and endless reconciliation 🔴 Escrow services take 3-6 months to build and $100K+ to secure properly 🔴 Multi-party settlements create operational overhead and delayed payouts 🔴 Dispute resolution needs legal frameworks, trust infrastructure, and manual arbitration 🔴 Audit compliance demands immutable records and banker's precision Our Solution: Aura Payments SDK Aura is a production-ready TypeScript SDK that enables developers to build Stripe Connect-level payment infrastructure in hours instead of months—with blockchain transparency, Circle's enterprise security, and zero counterparty risk. What We've Built (Phase 3 Complete - Production Ready): ✨ Drop-in Escrow Engine Create secure escrow wallets in 3 lines of code Automated state machine: initiated → deployed → funded → locked → released Built-in dispute resolution with admin oversight Evidence management and audit trails Zero-trust architecture—funds locked until conditions met 💰 Multi-Party Split Payouts Define unlimited recipients with basis point precision (8500 = 85%) Automatic calculation and distribution Support for sellers, platforms, affiliates, logistics, taxes—any role Parallel transfer execution with retry logic Banker's rounding for perfect reconciliation 🏦 Circle Wallet Orchestration Developer-controlled wallets (no user key management) Lazy wallet creation for buyers, sellers, platforms Native USDC transfers with sub-second confirmation Gas-abstracted UX—users never see blockchain complexity Enterprise-grade key security by Circle ⛓️ Blockchain-Ready Architecture