Candela Mena@Candemena

Aura will be a TypeScript SDK that brings production-ready escrow, multi-party splits, and USDC settlements to any application. Built with Circle Developer-Controlled Wallets and Arc blockchain, Aura transforms complex payment workflows into simple API calls. Integration time: 4 hours. 🔴 Split payment accounting requires custom ledger logic and endless reconciliation 🔴 Escrow services take 3-6 months to build and $100K+ to secure properly 🔴 Multi-party settlements create operational overhead and delayed payouts 🔴 Dispute resolution needs legal frameworks, trust infrastructure, and manual arbitration 🔴 Audit compliance demands immutable records and banker's precision Our Solution: Aura Payments SDK Aura is a production-ready TypeScript SDK that enables developers to build Stripe Connect-level payment infrastructure in hours instead of months—with blockchain transparency, Circle's enterprise security, and zero counterparty risk. What We've Built (Phase 3 Complete - Production Ready): ✨ Drop-in Escrow Engine Create secure escrow wallets in 3 lines of code Automated state machine: initiated → deployed → funded → locked → released Built-in dispute resolution with admin oversight Evidence management and audit trails Zero-trust architecture—funds locked until conditions met 💰 Multi-Party Split Payouts Define unlimited recipients with basis point precision (8500 = 85%) Automatic calculation and distribution Support for sellers, platforms, affiliates, logistics, taxes—any role Parallel transfer execution with retry logic Banker's rounding for perfect reconciliation 🏦 Circle Wallet Orchestration Developer-controlled wallets (no user key management) Lazy wallet creation for buyers, sellers, platforms Native USDC transfers with sub-second confirmation Gas-abstracted UX—users never see blockchain complexity Enterprise-grade key security by Circle ⛓️ Blockchain-Ready Architecture

In this hybrid hackathon powered by Arc, developers will build the next generation of payment systems using AI + Arc with USDC. Explore a world where AI agents can understand natural language, automate financial actions, and move money with precision. From DeFi to digital content and real-world assets, this is your chance to shape the future of intelligent finance. 📅 October 27 – November 9, 2025 • Oct 27 – Nov 8 (Online Phase) – Collaborate and build with developers and AI innovators from around the world. All projects must be submitted by end of day on November 8. • Nov 8 (New York City – On-site Build Day) – Selected participants will be invited to an exclusive in-person session to refine their projects and connect directly. • Nov 9 (New York City – Live pitching & Awards) – Live pitching sessions to a panel of judges and investors, followed by the official winner announcement. 📍 On-site Venue (Nov 8–9): Babe Ruth Room, Jay Conference Chelsea 159 West 25th Street, New York City, USA 🧠 Get guidance from blockchain and AI experts throughout the event. 🤝 Go solo or team up — it's your flow. 🏆Compete for $10,000 in USDC prizes. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑🏻‍💻 Secure your spot now — sign up before the Kick-Off Stream!