Deepak Parashivamurthy@DeepakPMysuru

QuFin (Qubic Finance) is a mobile-first decentralized finance (DeFi) lending platform built for the Qubic blockchain, designed to democratize access to crypto-backed loans for 3B mobile users excluded from DeFi due to desktop-centric complexity. While DeFi protocols hold $50B in value, only 12% are mobile-native despite 85% of global users preferring mobile apps. QuFin solves this gap with a production-ready Android app built in Kotlin and Jetpack Compose, using MVVM architecture and Material Design 3 for intuitive banking-like usability. Users can instantly obtain collateralized loans by depositing QBTC, QETH, QUSD, or QBN, with a 150% collateral ratio ensuring solvency. The system architecture has four layers: Frontend: Native Android app with Navigation Component, Hilt DI, Coroutines, and clean MVVM separation. Blockchain integration: Middleware via Web3j, including WalletManager (secure key storage with biometrics), QubicSDK (RPC), TransactionHandler (nonce/tx signing), and SmartContractInterface. Smart contracts: QFINToken.sol (ERC-20 governance token with tiered staking: Bronze 10% APY, Silver 20%, Gold 30%), LendingPool.sol (loan creation, repayment, dynamic interest, collateral enforcement, liquidation), and CollateralManager.sol (oracle integration, health factor monitoring, liquidation at <1.3 with 5% penalty). Automation: EasyConnect workflows for loan notifications, payment reminders, liquidation warnings, and analytics updates every 6 hours. QuFin supports education loans (5% APY), personal loans (instant approval), home loans (liquidity without capital gains), and auto loans (transparent terms). Revenue streams include interest spreads (borrowers 5–15% APY, lenders 3–10%, platform retains 1–3%), liquidation fees (5% split: 3% to liquidators, 2% to protocol), and premium features (analytics $9.99/month, support $4).

⏱️ Design, build, and deploy trustless AI trading agents. 📅 March 30 – April 12, 2026 🌐 Build AI trading agents that execute strategies using ERC-8004 or Kraken CLI. 🤝 Build solo or in teams to create autonomous trading, risk, yield, or protection agents. 💰 $55,000 prize pool, allocated and shared via Surge and Kraken. Your team should have registered project at early.surge.xyz in order to be eligible for the prize. Get access in your team profile or our discord 🔑 Access to early.surge.xyz If prompted for login credentials, use: • Username: admin • Password: JBRv2xWG7AzwVrLz88

Teams work together with multiple AI agents in shared workspaces to design, build, and launch complete AI products — from initial idea to market-ready app. 📅 February 23– March 1, 2026 ⏱️ 6 days to build and ship an end-to-end agentic AI product 🤝 Work together in shared AI workspaces where your team and AI agents collaborate in real time 🔧 Build with multiple AI agents that handle development, design, testing, and documentation together 🎯 Create everything in one place — from ideation to product to marketing materials, all by prompting and observing 🚀 Focus on real-world products that teams could actually ship and use 🏆 $3,500 in prizes + premium 3-month Complete.dev access for top teams 🧑‍💻 Join your team workspace and start building together

Join our $1,000,000+ startup challenge series powered by Surge 📌 This announcement outlines the launch of a Global Human+AI Exchange — aligning universities, global cities, talent networks, and industry to accelerate human-centered AI innovation, technology transfer, and economic growth. 👉 Read more here ⏱️ 8 days to turn your idea, or existing product, into an investable demo. 📅 February 6 - 15, 2026 • Feb 6 - 14 (Online Phase) - Collaborate and build online with developers and AI innovators from around the world. All projects must be submitted by the end of the online phase on February 14th. 🕙 Doors open at 10:00 AM, first come, first served. • Feb 14 (On‑site Build Day) - Selected participants will be invited to an exclusive in‑person session to refine their projects and connect directly with mentors. • Feb 15 (On‑site Demos & Awards) - Live pitching sessions to a panel of judges and ecosystem partners, followed by the official winner announcement. 🌟 Get feedback from startup mentors and technical experts. 📍 On-site Venue (Feb 14–15): MindsDB SF AI Collective 3154 17th St, San Francisco, California, USA 📲 Real-time on-site updates (SF) For real-time announcements and information during the on-site portion (Feb 14–15), join the LabLab SF Chapter WhatsApp group: 👉 Join the WhatsApp group 🤝 Join solo or with a team. New founders and existing startups are welcome. 🏆 $1,000,000+ in credits, token prizes, perks and funding opportunity. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑‍💻 Apply now to build, validate, and pitch with purpose.