Chloe Wang@xywchloe

Bloby is an agentic payments layer for the creator economy that uses Circle’s Web3 stack end-to-end. Fans get guided discovery (“What are you here for?”), try-before-subscribe, 5-second audio previews, and one-tap checkout. The agent clarifies needs, answers pricing/commission questions, negotiates when appropriate, and completes payment using Circle Programmable Wallets (Developer-Controlled) and Wallets/Transfers APIs. Gas is abstracted via Circle Gas Station (paymaster), and cross-chain USDC consolidation uses Circle CCTP + Bridge Kit to move funds to Arc, where USDC is native. Refunds are automated from a per-creator Circle refund wallet with daily caps; if needed, we fallback to Privy wallets. For creators, Blobby adds AI pricing (per-item, bundles, pay-as-you-go splits), post auto-voicing (ElevenLabs), and clean analytics on conversions and refund reasons. Under the hood, a Cloudflare AI Worker (via AI Gateway) runs creator-aware chat; “agent tools” are signed Next.js API routes that open checkout, record transactions, and process refunds, with state in Supabase (profiles, tone, posts, entitlements). Roadmap: Circle On/Off-Ramp to hide crypto for web2 users.

In this hybrid hackathon powered by Arc, developers will build the next generation of payment systems using AI + Arc with USDC. Explore a world where AI agents can understand natural language, automate financial actions, and move money with precision. From DeFi to digital content and real-world assets, this is your chance to shape the future of intelligent finance. 📅 October 27 – November 9, 2025 • Oct 27 – Nov 8 (Online Phase) – Collaborate and build with developers and AI innovators from around the world. All projects must be submitted by end of day on November 8. • Nov 8 (New York City – On-site Build Day) – Selected participants will be invited to an exclusive in-person session to refine their projects and connect directly. • Nov 9 (New York City – Live pitching & Awards) – Live pitching sessions to a panel of judges and investors, followed by the official winner announcement. 📍 On-site Venue (Nov 8–9): Babe Ruth Room, Jay Conference Chelsea 159 West 25th Street, New York City, USA 🧠 Get guidance from blockchain and AI experts throughout the event. 🤝 Go solo or team up — it's your flow. 🏆Compete for $10,000 in USDC prizes. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑🏻‍💻 Secure your spot now — sign up before the Kick-Off Stream!