
Arc Pay is a username-based payment primitive built on Arc that removes wallet addresses from everyday crypto transactions. Instead of copying and pasting long addresses, users can send and receive funds using simple, human-readable usernames. The idea behind Arc Pay is to fix one of crypto’s biggest adoption barriers: poor payment UX. While blockchains have improved speed and cost, sending value still feels complex and error-prone for non-technical users. Arc Pay abstracts this complexity by mapping usernames to onchain accounts, making payments feel as easy as sending a message. Arc Pay is designed as a composable layer for the Arc ecosystem. It can power peer-to-peer transfers, creator tipping, in-game economies, and social or marketplace payments. By prioritizing simplicity, safety, and instant usability, Arc Pay brings Arc closer to mainstream consumer adoption.
24 Jan 2026