
ArcCards is an infrastructure bridge that empowers AI Agents to autonomously issue, fund, and manage Virtual Credit Cards (VCCs) for Real-World Assets (RWA) and Web2 services. ArcCards utilizes Circle’s Nanopayments infrastructure to settle high-frequency, micro-transactions on the Arc Network using native USDC. By leveraging Arc's sub-second finality and negligible gas fees, AI agents can now issue temporary Virtual Cards funded with as little as $0.01 (Nanopayments) without gas overhead eroding the margin. The Problem: AI agents operate in a Web3 ecosystem, but the vast majority of real-world services (cloud computing, SaaS APIs, e-commerce) require traditional Web2 credit cards. The Solution: ArcCards acts as a decentralized treasury bridge. An AI Agent pays USDC on the Arc Network. Our infrastructure detects the payment and instantly provisions a real Virtual Credit Card via the Lithic API, allowing the agent to complete its Web2 purchase seamlessly
26 Apr 2026