
Out of 10 Kenyans, only 1 has dental insurance. Without a financial bridge, most only visit dentists for emergencies, leading to a devastating 1:16 fill-to-extraction ratio. A standard $27 preventative filling costs an informal worker 8 days of their income, making extraction the only viable economic option. Legacy insurance fails here because employing human adjusters ruins the unit economics of micro-claims. MenoDAO solves this. We are a $2.50/month decentralized digital tontine (Chama) providing frictionless dental micro-insurance to the unbanked entirely via WhatsApp. How our tech stack works: 1.Intake: Patients visit local clinics. The clinician submits a clinical photo to our WhatsApp bot. 2. AI Triage: We use Vision AI to instantly analyze the imagery, verifying the necessity of the procedure and approving the claim in real-time. 3. Web3 Settlement: Smart contracts deployed on the Base Network automatically route USDC, which is converted to local fiat via API and settled into the clinic's M-Pesa account in just 90 seconds. We launched our MVP on World Oral Health Day (March 20th). We currently protect 38 active, paying members, and we are aggressively scaling our grassroots network to hit 1,000 paying members by the end of Q2.
12 Apr 2026