Ali Huraira@huraira

Rental payments are broken. Landlords chase tenants, tenants forget due dates, and everyone deals with fees and friction. For tokenized real estate, this gets worse - blockchain complexity meets payment chaos. PayArc fixes this with AI agents that actually think and act. Our AI agent isn't just a chatbot. Tenants can chat naturally - "pay my rent" or "when's my next payment?" - no wallet confusion or blockchain jargon. But the real magic happens behind the scenes. The AI agent, powered by machine learning models, monitors every rental invoice continuously. It analyzes payment patterns, evaluates tenant behavior, and makes autonomous decisions: process this payment now, send a reminder, or flag for review. The ML model learns from payment history to predict issues before they happen. When the AI decides to act, Arc blockchain executes instantly with USDC - fast, transparent, and practically free. Property owners tokenize real estate as NFTs with embedded payment logic. The AI handles recurring payments automatically using Circle's Developer-Controlled Wallets. Real-time WebSocket connections keep everyone synchronized - invoice created, payment sent, money received. Smart contracts manage everything: PropertyToken handles ownership, PaymentManager automates payment schedules. All running on Arc's blockchain optimized for stablecoin operations. This solves real business pain: property managers reduce overhead by 80%, tenants get simple experiences, and tokenized real estate becomes usable for recurring payments. The system processes transactions autonomously 24/7 while humans just have conversations. PayArc demonstrates what the hackathon asks for: AI agents making intelligent decisions about real-world payments, with Arc blockchain executing them in USDC. It's autonomous, practical, and built for actual RWA rental use cases.

In this hybrid hackathon powered by Arc, developers will build the next generation of payment systems using AI + Arc with USDC. Explore a world where AI agents can understand natural language, automate financial actions, and move money with precision. From DeFi to digital content and real-world assets, this is your chance to shape the future of intelligent finance. 📅 October 27 – November 9, 2025 • Oct 27 – Nov 8 (Online Phase) – Collaborate and build with developers and AI innovators from around the world. All projects must be submitted by end of day on November 8. • Nov 8 (New York City – On-site Build Day) – Selected participants will be invited to an exclusive in-person session to refine their projects and connect directly. • Nov 9 (New York City – Live pitching & Awards) – Live pitching sessions to a panel of judges and investors, followed by the official winner announcement. 📍 On-site Venue (Nov 8–9): Babe Ruth Room, Jay Conference Chelsea 159 West 25th Street, New York City, USA 🧠 Get guidance from blockchain and AI experts throughout the event. 🤝 Go solo or team up — it's your flow. 🏆Compete for $10,000 in USDC prizes. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑🏻‍💻 Secure your spot now — sign up before the Kick-Off Stream!