
CreditBridge is a 4-agent autonomous AI system that solves Africa's $330 billion SME financing gap. Traditional banks reject over 40 million African small businesses because they lack payslips, collateral, or credit bureau history. CreditBridge evaluates creditworthiness using alternative data — mobile money transactions, cash flow patterns, business age, and sector signals — running four sequential AI agents that harvest data, score risk using claude-opus-4-5, run KYC/AML compliance checks, and autonomously disburse approved loans via the X402 payment protocol on Base Sepolia. The entire pipeline runs in under 16 seconds from a single API call with no human intervention required. Built on NestJS, Anthropic API, and AMD Developer Cloud.
10 May 2026