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Blink is per-second laptop insurance built on Arc Testnet. Instead of paying a flat annual premium up front, customers activate cover on demand and stream USDC micro-premiums only while they're actually protected. Rates adjust live to real-world risk: the haversine distance from the customer's home base sets a location band (home, near, away), and unplugging from power doubles the rate while the laptop is on battery. Coverage is purchased on-chain in a single transaction, premiums settle into a seller pool that earns yield through USYC (Circle's yield-bearing stablecoin), and per-second charges batch through Circle x402 so the customer never signs more than one transaction per session. The result is insurance priced like electricity: metered, transparent, and honest about exposure.
26 Apr 2026