Vladimir Sontea@VladimirS

VIVL is an AI-powered fraud detection system that optimizes how financial institutions handle transaction monitoring. By combining deterministic risk scoring with Google Gemini, VIVL achieves a new level of efficiency in fraud prevention. The system automatically approves low-risk transactions and blocks obvious fraud cases, freeing human fraud analysts from routine work. Medium-risk transactions are flagged for expert review with comprehensive investigation packs that include risk signals, transaction history, behavioral patterns, and AI-generated hypotheses. This human-in-the-loop approach ensures specialists focus their expertise where it matters most—analyzing complex edge cases that require nuanced judgment. Every decision VIVL makes is explainable and auditable. The system provides detailed rationales, risk scores, and evidence chains, creating a complete audit trail for regulatory compliance. Built with FastAPI and Next.js, VIVL integrates seamlessly into existing payment infrastructure as an intelligence layer without replacing core systems.

Join Deriv and lablab.ai for a high-intensity hybrid hackathon where top builders create AI prototypes, demo their work, and get fast-tracked to interviews. When • Sat, Jan 31, 2026- On-Site Pre-Hackathon: Deriv AI Meetup (Dubai) • Fri, Feb 6 - Opening words, Challenge, and Hackathon kick-off. (Dubai) • Sat, Feb 7 - Build and ship your prototype - 12 hours (Onsite +Online) • Sun, Feb 8 - Demos, judging, and next steps for standout teams. (Onsite +Online) On-Site Pre-Hackathon: Deriv AI Meetup Sat, Jan 31, 2026 · 2:00–6:00 PM (GST) · Dubai In-person talks, workshops, team formation, and networking with the Deriv team. 👉 Deriv AI Meetup registration What's in it for you • USD $10,000+ in prizes across categories • Mentors available to unblock you when you're stuck • Fast-track interviews for top performers - skip the queue • Real problems to solve - not toy demos Format • Teams of 1-3 • Hybrid: Dubai on-site or fully remote • On-site spots confirmed after screening Location • One by Omniyat, 24th Floor, Al Mustaqbal Street, Business Bay, Dubai, UAE • Travel and accommodation not provided. Apply now • Spots are limited. Shortlisting begins right after the event.