We propose an “AI Content Wallet” platform that automates payments between users and digital content creators using USDC on Arc’s blockchain. Arc is a new EVM-compatible Layer-1 chain designed for stablecoin-native finance: it uses USDC as the native gas token (so fees are low, predictable, dollar-denominated) and delivers sub-second finality on transactions. In our use case, an AI agent (running off-chain in a TypeScript/Node or Cloudflare Workers environment) analyzes the user’s interests and consumption of generative content (e.g. articles, images, videos) and automatically triggers USDC micro-payments or subscription fees on Arc to the creators. By leveraging Arc’s stablecoin infrastructure and Circle’s developer wallet SDKs, this system can process tiny payments (e.g. $0.10–$1.00) in real time, with each transaction settling in under a second. Our AI Content Wallet addresses real challenges in the creator economy. It enables direct creator monetization: artists and writers can be paid instantly and cheaply by fans worldwide, without relying on ad revenues or platform intermediaries. Because Arc’s fees are stable and tiny, even $0.10 tips become viable. The use of USDC means creators in any country receive predictable USD-denominated income. This can be especially transformative in emerging markets (e.g. across Africa) where traditional payment rails are limited – stablecoins on Arc can bridge global audiences with local creators. By combining AI and blockchain, we also deliver personalization. An AI agent tailors content suggestions and payments to each user’s tastes, automating what would otherwise be manual subscription management. This increases user engagement and content value. For example, the agent might notice a user frequently reads science fiction stories and auto-subscribe them to a new sci-fi channel, paying the monthly fee when due. Such autonomy (AI agents managing budgets and payments) is precisely the future vision of agentic finance

In this hybrid hackathon powered by Arc, developers will build the next generation of payment systems using AI + Arc with USDC. Explore a world where AI agents can understand natural language, automate financial actions, and move money with precision. From DeFi to digital content and real-world assets, this is your chance to shape the future of intelligent finance. 📅 October 27 – November 9, 2025 • Oct 27 – Nov 8 (Online Phase) – Collaborate and build with developers and AI innovators from around the world. All projects must be submitted by end of day on November 8. • Nov 8 (New York City – On-site Build Day) – Selected participants will be invited to an exclusive in-person session to refine their projects and connect directly. • Nov 9 (New York City – Live pitching & Awards) – Live pitching sessions to a panel of judges and investors, followed by the official winner announcement. 📍 On-site Venue (Nov 8–9): Babe Ruth Room, Jay Conference Chelsea 159 West 25th Street, New York City, USA 🧠 Get guidance from blockchain and AI experts throughout the event. 🤝 Go solo or team up — it's your flow. 🏆Compete for $10,000 in USDC prizes. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑🏻‍💻 Secure your spot now — sign up before the Kick-Off Stream!

Leverage Orchestrate’s digital skills to design solutions that automate repetitive tasks, orchestrate workflows across tools, and empower employees to focus on high-value work. ⏳ Complete your project in just 48 hours and showcase your innovation. 🚀 Gain hands-on experience building with IBM watsonx Orchestrate. 💡 Develop practical AI agents that reshape the way teams and organizations operate. ⭐ Learn directly from experts who will support you throughout the event. 🤝 Team up or work independently to bring your vision to life. 💰 Prizes: $10,000 🧑🏻‍💻 Sign up before the Kick-Off Stream and start shaping the future with IBM watsonx Orchestrate!