Chinmay SL@Chinmaysl

Q-Pay is a next-generation decentralized Web3 payment and credit platform built on the Qubic network, designed to seamlessly connect merchants and customers through fast, secure, and transparent blockchain-powered financial interactions—without exposing users to the complexity of traditional crypto systems. Q-Pay allows businesses to accept cryptocurrency payments effortlessly using instant payment links and QR codes, making crypto transactions as simple as scan-and-pay. Through a clean and intuitive Merchant Dashboard, merchants create payment requests by entering the amount, asset type, and description. Each request generates a unique payment ID, a shareable link, and a QR code that opens a dedicated Customer Payment Interface optimized for clarity and usability. Customers interact with a minimal, user-friendly interface displaying merchant details, payment amount, and transaction summary. Upon payment confirmation (simulated for the hackathon), the transaction status updates from Pending to Paid, a timestamped digital receipt is generated, and confirmations are delivered to both parties. All transaction and merchant data are securely stored using a relational SQLite database, ensuring persistent history, transparency, and live dashboard visibility. Beyond payments, Q-Pay includes an integrated crypto credit and micro-loans module. Users can view credit limits, active debt, interest calculations, repayment amounts, and due dates, and request instant loans denominated in Qubic assets through a simple interface—creating a unified Pay + Credit experience. Q-Pay removes manual verification, reduces operational friction, and unifies payments, receipts, and credit into one decentralized flow. While simulated for the hackathon, the architecture is fully prepared for Qubic smart contract integration, enabling real on-chain settlements, immutable receipts, decentralized escrow, automated lending, and trustless repayments—accelerating real-world Web3 adoption.

⏱️ You’ve got 48 hours - create, build, and launch! 🌟 Get direct access to Qubic, mentors, and ecosystem support. 💰 Compete for your share of $44,550 in prizes across two tracks. 🤝 Work solo or team up to design the next wave of blockchain innovation. 🧑‍💻 Sign up and start building on one of the world’s fastest decentralized networks..

Join the next edition of our flagship AI hackathon — now featuring Google, AppliedAI, and Qdrant as official partners, with over $45,500 in prizes and exclusive partner challenges. After an incredible launch earlier this year, we’re back with the next edition of our AI hackathon series leading up to the /function1 AI Conference & Exhibition in Dubai. Tap into the power of AI to innovate, build, and take your AI skills to the next level in this high-impact hybrid experience. 📅November 14–19, 2025 • Nov 14–18: Collaborate and build online with AI enthusiasts from around the world. All projects must be submitted by end of day on November 18 • Nov 18 (Dubai): An exclusive on-site build day at Festival Arena Dubai for selected participants. • Nov 19 (Dubai): Live on-stage pitching & winners announcement at the /function1 Conference. 🌟 Get support from expert mentors throughout. 👥 Go solo or team up. 📍 Please note: On-site participation is by invitation only. Travel and accommodation will not be covered for selected participants. Further details will be shared with those accepted. 🧑🏻‍💻 Secure your spot now—sign up before the Kick-Off Stream!