Riya Verma@pupperiya

InsuranceAI rebuilds the insurance stack from first principles by eliminating human adjusters, opaque decision-making, and delayed payouts. Claims are evaluated and settled autonomously by AI agents and immutable smart contracts, delivering outcomes in seconds instead of weeks. At its core, InsuranceAI operates a multi-agent system powered by Google Gemini. When a user submits a claim—such as vehicle damage or health-related coverage—the agents analyze uploaded photos and videos in real time, verify policy conditions, and reach an immediate settlement decision. Every decision is cryptographically auditable and enforced on-chain, removing subjective judgment and operational friction. For parametric insurance, InsuranceAI removes the claims process entirely. Oracle data feeds continuously monitor predefined conditions such as flight delays or weather events. Once conditions are met, payouts are triggered automatically and settled instantly in USDC, without any user interaction. InsuranceAI introduces three core innovations aligned with the project’s Kill Shot objectives: • Parametric Mode: Fully automated, oracle-driven payouts with zero human involvement. • Privacy Toggle: Configurable privacy settings allow users to mask their identity while still proving eligibility and settlement validity using Arc’s privacy layers. • Reinsurance Pool: A decentralized staking pool enables the community to underwrite risk, earn yield from premiums, and collectively back insurance coverage. All claim data and settlement proofs are permanently anchored to Arweave for auditability, while a cross-chain evidence bridge ensures the integrity of off-chain inputs. By combining autonomous AI decision-making with instant blockchain settlement, InsuranceAI introduces a new insurance model that is fast, fair, private, and fully autonomous.

In this hybrid hackathon powered by Arc, developers will build the next generation of agentic commerce systems using Arc with USDC. Explore a world where AI agents and web services can pay for APIs, data, compute, and content in dynamic, usage-based ways, while Arc provides stablecoin-native settlement with predictable USDC fees and deterministic, sub-second finality. This hackathon is supported by Google & Google DeepMind, with a dedicated challenge and $40,000 in Google Cloud Platform (GCP) credits awarded for the best use of Gemini models and Google AI Studio. 📅 January 9 – 24, 2026 • Jan 9 – 23 (Online Phase) – Collaborate and build online with developers and AI innovators from around the world. All projects must be submitted by the end of the online phase on January 23rd. • Jan 23 (On‑site Build Day – San Francisco, CA) – Selected participants will be invited to an exclusive in‑person session to refine their projects and connect directly with mentors. • Jan 24 (On‑site Demos & Awards – San Francisco, CA) – Live pitching sessions to a panel of judges and ecosystem partners, followed by the official winner announcement. Get guidance from Arc and Circle experts through on-site support. 📍 On-site Venue (Jan 23–24): MindsDB SF AI Collective 3154 17th St, San Francisco, California, USA 🤝 Go solo or team up, it's your flow. 🏆Compete for $50,000 in USDC & GCP Credits. 📍 On-site participation is by invitation only. Travel and accommodation expenses will not be covered. 🧑🏻‍💻 Secure your spot now - sign up before the Kick-Off Stream!