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Duka AI
Duka AI is an AI-assisted financial advisor web application built for small and medium enterprises (SMEs), with a practical focus on Zambia and broader African market realities. It is designed for business owners who need better financial decisions without needing a full accounting team or complex enterprise software.The platform combines structured financial calculations with AI-driven interpretation so users can move from raw business data to clear, decision-ready guidance. Owners can input data through multiple paths: manual entry, uploaded business documents (such as income statements, cash flow records, sales records, expense records, and bank/mobile money statements), or connected-style transaction demo data. Duka AI then produces a full business analysis covering revenue, expenses, profit, debt exposure, and operational health. At its core, Duka AI runs a multi-agent analysis workflow: This architecture allows the system to provide focused insights per domain while still presenting one coherent financial narrative for the business owner. The app also includes a conversational follow-up workspace so users can ask targeted questions after analysis and get context-aware answers grounded in the computed numbers. A key strength of Duka AI is verified financial grounding. Critical KPIs and report values are calculated in Python financial tools first, and AI explanations are aligned to those computed figures. This reduces hallucinated financial outputs and improves trust for decision-making. The current currency standard is Kwacha (K) throughout the experience, ensuring consistent interpretation of value for local users. Beyond core analysis, Duka AI includes , cash flow forecasting for forward-looking planning, scenario planning to test business changes before acting, loan calculator and readiness guidance based on conservative SME lending logic, expense analysis to identify cost pressure points, report generation and export to PDF and Excel/CSV for sharing
10 May 2026
