The problem DeGen solves: Mobile Money and web2 banking are mostly used everywhere, but here lies the case where most users are victims of scams (false transactions of received amount, account draining, stolen account information). This becomes hard as uses can't tell a fake transaction from a real one making it hard to protect themselves. At the same time, jumping into Web3 is complex, fragmented, and intimidating for the average user. There’s no smooth path from mobile banking to DeFi yield. DeGen is a platform that bridges traditional mobile banking with decentralized finance (DeFi). It uses real-time transaction analysis, fraud detection, and Web3 integrations to help users understand, protect, and grow their money. Users can convert their mobile banking or mobile money assets directly within the platform through our integration with Bybit, allowing them to seamlessly purchase USDT without leaving the app. Once they’ve acquired USDT, users can: Participate in cross-chain lending and token swaps, accessing liquidity and earning yield across multiple blockchains Join Conditional Voting, where users vote on shared investment strategies and earn more yield (or take collective risk) depending on success Play in a fully on-chain Blackjack game, competing head-to-head with other users using USDT, with the winner taking the full pot DeGen makes it easy to go from Web2 to Web3 without needing multiple apps or complex steps. It brings DeFi, gaming, and governance directly to users inside a secure, familiar, mobile-first environment. How does DeGen make it easy for users? XMTP --- AI agent is meant to help users manage their portfolio, perform smart investments(swaps and lends) and track their yield growth. The chat features helps users interact with the AI that manages their account for them so they can have an idea of what is going on. In the chat the user can request account balances, send transactions to addresses and also get transactions.